Bank Finance for home

Information on building a house, buying poperty and land, and all other general contruction topics...
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Banjo
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Re: Bank Finance for home

Post by Banjo » September 19, 2010, 6:17 pm

sgt wrote:
waza, you owe me an apology. If I wanted smart ass remarks I would have asked for them. Your remarks about Pattaya are meant as an insult to my family. Your 3000 or whatever posts give you no right to smart ass somebody that is just asking for advice. I don't care if you have 3,000,000 post and are worth 10 times that much in US dollars, you are no better than me and I won't take condescending smart ass crap from anybody, never have never will.

Let me try to explain just a bit for all the rest of you that don't know diddly squat about me. If you are my friend you can give me all the hell you want, and they do. If I don't know you, you better come prepared to back up your crap.

Hoa Binh
Rather inflammatory words I do believe. I am surmising that sgt is misunderstanding of wazza's comments and has leapt prematurely. Aussie humour is an acquired taste and an apology is not needed as no harm is done. A simple misunderstanding and a reaction that is somewhat overboard, but no doubt down to cultural and Aussie/American humour, language differences and comprehension.

Back on topic, sgt I fear that you will have much difficulty in acquiring funds without adequate securities, suitable credit rating and proof of financial stability. With respect, you are 65 years of age and have been a bankrupt which puts you in a high risk category in the lending of monies. Maybe look at other Financial Institutions, rather than the Banks, though be prepared to pay a higher interest rate. Often these other Financial Institutions are able to offer loans to previous defaulters, bankrupts, retirees and the like. I doubt that you will find much joy with the Thai Banks, nevertheless persistence does reap rewards so don't become disenchanted. Nobody wishes to see another person lose their home and I wish you the best in procuring the necessary funds. Good Luck Sir.



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thedude
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Re: Bank Finance for home

Post by thedude » September 19, 2010, 6:36 pm

Hoa Binh = Peace in Vietnamese, right Sarge?

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sgt
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Re: Bank Finance for home

Post by sgt » September 19, 2010, 11:28 pm

I will persevere to persist. The bankruptcy was 12 years ago and I doubt the Thai banks know about it. Mostly age I think, the income is there, not great but enough, or was enough, I haven't checked how bad the USD is today.

I am a rather inflamatory person, like I said I don't take crap from anybody, never have never will.

thedude...right

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KHONDAHM
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Re: Bank Finance for home

Post by KHONDAHM » September 21, 2010, 7:45 pm

That is why I despise bank loans (and credit in general) Banks are quick to loan money to those who don't need it, and screw over those who do need it and have viable means to repay. To wit: at one point awhile back, I was moving dollars to Thailand where they sat in my account until I moved them again. Before the move, I was just hohum customer. During the move, they were offering me AND the unemployed wife loans left, right, and center. It was ridiculous. After the move out, I became hohum customer again.

Banks are like "mish you too mut" bar girls in so many ways here...

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old-timer
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Re: Bank Finance for home

Post by old-timer » September 21, 2010, 9:19 pm

sgt, how much money are you looking for ?

OT........ \:D/

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sgt
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Re: Bank Finance for home

Post by sgt » September 21, 2010, 9:43 pm

old-timer...... sent pm

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Texpat
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Re: Bank Finance for home

Post by Texpat » September 21, 2010, 10:18 pm

Geez, I agree with KD.
I hate borrowing money.
If I don't have the money, or can't save for it, I stop wanting it. Period.

I've been with the same Thai bank for almost 10 years (2 different branches). I've moved millions through there building my house and buying car and living here for several years.

I've never once been asked if I wanted a loan.
I don't.

Good luck Sgt.

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