Thanks for the clarification. Still unsure how sticking to immigration rules affords one a better health outlook.Old Grumpy wrote: ↑May 6, 2022, 8:16 amI simply don't see the logic of your reply. To claify my post. the sums of 400 married and retirement 800k are what,presumably calculated by those in power, are what is needed by an applicant to fund a years stay in Thailand.tamada wrote: ↑May 6, 2022, 7:30 amSo if you use an agent, there's a higher risk of getting a stroke?!Old Grumpy wrote: ↑May 6, 2022, 4:57 amJust a thought, how do these seemingly penniless guys get a visa? If we all stuck to the rules no one would ever be in this position.
I must look that up... where do you suggest I start? The British Medical Journal?
if you comply with that then you should have money to cover most unfortunate occurences that may happen during that period.If you don't have the required funds and choose to bypass the system in any way, whether by the use of illegal agents or borrowing the money, you willl not have the cushion behind you should bad luck come your way .The chances of needing it are in no way connected to the source of the funds.We all have the same odds of it happening, although I must admit our choice of lifestyle may have an influence.
Have you considered that some long-stayers are adopting using the "illegal" agent route because in the past +20 years or so, with changes in cost of living and inflation, the 400k or 800k cushion, a figure that was promulgated decades ago, isn't nearly as thick as it used to be?
Usually they deposit this lump sum in an untouchable account and get by on some regime of regular transfers from overseas for actual day-to-day living. Meanwhile, some others don't use the lump sum and use the alternative but messy system of monthly transfers.
Then the uninsured (or uninsurable) have a major medical emergency and anywhere between a quarter to a half (or more) of that cushion is suddenly used to assure continued life here. In such a happenstance (and with frozen UK pensions where applicable), the money tree back home may not be shady enough to instantly replenish the shortfall. For those on monthly transfers, there's suddenly a big hole in that tank.
People are living longer but if anyone has managed to skate through to one's twilight years on an income and budget plan that has been unimpaired by forex, cost of living, inflation and emergencies for the past 30 or 40 years, there's a job for them at #11.
